Digital legacy: accounts, photos, and what is in the cloud

Who will be the digital person in charge

Choose one person you trust. You can call them a **digital manager**. They will help close accounts, download photos, and let friends know. It is worth writing their name in your will or in an attached letter. Do not wait, you can do this today.

• ☐Choose a person in charge
• ☐Talk to them
• ☐Write their name in a known place

What to put on the list of accounts

Write down **where** you have accounts, and not how to sign in to them: - Email addresses - Online banking and credit card companies - Photos and backups (cloud) - Social networks - Subscriptions (streaming, insurance, electricity) - Devices: phone, computer, external drive

• ☐A list of services
• ☐Subscriptions that are charged automatically
• ☐Devices

Warning: do not keep passwords in plain text

**Do not write passwords in a regular document, in a message, in a photo, or on a note left in the open.** Anyone who finds it can reach your money and your information. What to do instead: - Use a password manager, and give the person you chose only the way to reach it (for example a master password, in a safe way). - Keep the sensitive details in a closed envelope in a safe. - Turn on the emergency contact option in apps, if there is one. - Write on the list only the name of the service and the user name, and not the password.

• ☐Do not keep passwords in a regular file
• ☐A password manager or an envelope in a safe
• ☐Check the emergency contact option

What happens after a death

Different companies handle accounts of people who have died in different ways. Usually a death certificate is needed, and sometimes also an inheritance order. The rules change, and we did not check them here. Contact each company separately.